Posted by Recently I had to renew my auto insurance for the year and so I collected a few quotes. To my surprise, quotes ranged from $2,200 to $850. (All quotes were for similar coverage.) To help you save a few bucks, here are my Home/Auto Insurance Quote Tips.
Home/Auto Insurance Quote Tips
- Develop a rough idea of the kind of coverage you want, then use this criteria for all quotes. Having an apples to apples comparison makes it easier to find the best provider.
- Get at least three quotes. The first two providers I spoke with gave me quotes for over $2,000. Quite shocking because when I lived in a different province, my auto insurance was around $1200. After the first two quotes, I began to think that Alberta is just really expensive. Fortunately, the third quote was way less. See below for details!
- Once you settle on a provider, ask for additional discounts. There are many different discounts. For example, consider raising your deductible to lower your premium. Another option is to download a safe driving app on to your phone. Finally, maybe you or your spouse belong to a professional association/employer that offers discounts to members.
- Consider combining your home and auto insurance together. Initially my auto insurance provider’s home insurance was more than my current provider. However, when I combined home and auto, I received a significant discount overall. The combined price ended up being less overall.
A special shout out goes to my current provider, Laura Wingert (403 930 0085) @ Alpine Insurance in Calgary. Laura sells home, auto, recreation, and travel insurance. She answered my questions AND gave me excellent policies at fantastic rates. If you give her a call, let her know Michael McKinlay sent you.
Thank you for reading my Home/Auto Insurance Quote Tips post. For more discounts, click here for my Referral Codes page. Have a great day!