home/auto insurance quote tips

Home/Auto Insurance Quote Tips

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Recently I had to renew my auto insurance for the year and so I collected a few quotes. To my surprise, quotes ranged from $2,200 to $850. (All quotes were for similar coverage.) To help you save a few bucks, here are my Home/Auto Insurance Quote Tips.

Home/Auto Insurance Quote Tips

  1. Develop a rough idea of the kind of coverage you want, then use this criteria for all quotes.  Having an apples to apples comparison makes it easier to find the best provider.
  2. Get at least three quotes. The first two providers I spoke with gave me quotes for over $2,000. Quite shocking because when I lived in a different province, my auto insurance was around $1200. After the first two quotes, I began to think that Alberta is just really expensive. Fortunately, the third quote was way less. See below for details!
  3. Once you settle on a provider, ask for additional discounts. There are many different discounts. For example, consider raising your deductible to lower your premium. Another option is to download a safe driving app on to your phone. Finally, maybe you or your spouse belong to a professional association/employer that offers discounts to members.
  4. Consider combining your home and auto insurance together. Initially my auto insurance provider’s home insurance was more than my current provider. However, when I combined home and auto, I received a significant discount overall. The combined price ended up being less overall.

A special shout out goes to my current provider, Laura Wingert (403 930 0085) @ Alpine Insurance in Calgary. Laura sells home, auto, recreation, and travel insurance. She answered my questions AND gave me excellent policies at fantastic rates. If you give her a call, let her know Michael McKinlay sent you.

Thank you for reading my Home/Auto Insurance Quote Tips post. For more discounts, click here for my Referral Codes page. Have a great day!

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